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Important Notice – Risk Disclaimer:

Investing in Sector Exchange Traded Funds (“ETFs) involves substantial risk of loss and is not suitable for every investor. The valuation of ETFs may fluctuate, and, as a result, may cause you to lose a significant portion of your investment. You should not engage in ETF trading unless you fully understand the nature of the transactions you are entering into and the extent of your exposure to loss. If you do not fully understand these risks you must seek independent advice from your financial advisor. In no event should the content of this website be construed as an express or implied promise, guarantee or implication by or from  ETFSECTORFUNDINVESTING, LLC and/or its subsidiaries and affiliates that you will profit or that losses can or will be limited in any manner whatsoever. Past results are no indication of future performance. Information provided here is intended solely for informational purposes and is obtained from sources believed to be reliable. Information is in no way guaranteed.

DISCLAIMER

No investment advice is given or implied. ETF trading involves risk and is not suitable for all investors. ETFSECTORFUNDINVESTING, LLC is not a registered investment adviser. ETFSECTORFUNDINVESTING, LLC relies upon the “publishers’ exclusion” from the definition of investment adviser under Section 202(a)(11) of the Investment Advisers Act of 1940 and corresponding state securities laws. As such, ETFSECTORFUNDINVESTING, LLC does not offer or provide personalized advice.

ETFSECTORFUNDINVESTING, LLC publishes information our subscribers and readers may be interested in. The information that we provide is not intended to be, and should not be construed in any manner whatsoever as, personalized advice. Also, ETFSECTORFUNDINVESTING, LLC’s website(s) and the information provided by ETFSECTORFUNDINVESTING, LLC should not be construed by any subscriber or prospective subscriber as ETFSECTORFUNDINVESTING, LLC’s solicitation to effect, or attempt to effect, any transaction in a security. Investments in stock and options markets have risk and are not suitable for all investors. Information ETFSECTORFUNDINVESTING, LLC provides should not be a substitute for advice from an investment professional. We encourage you to obtain personal advice from your professional investment advisor and to make independent investigations before acting on the information that you obtain from ETFSECTORFUNDINVESTING, LLC or derive from our website.

ETFSECTORFUNDINVESTING, LLC makes no representations or warranties about the accuracy or completeness of the information contained on or derived from ETFSECTORFUNDINVESTING, LLC’s  website or otherwise provided by ETFSECTORFUNDINVESTING, LLC.

Our personnel typically own positions and/or trade in the securities mentioned in the information that ETFSECTORFUNDINVESTING, LLC provides.

PERFORMANCE FIGURES

Performance returns are provided by ETFSECTORFUNDINVESTING, LLC and represent a specific time frame of the individual returns for a representative account receiving actual trading from inception on Jan. 1, 1991 through Dec. 2017. Performance results reflect the reinvestment of all dividends and interest, accrued income, realized and unrealized gains or losses, and are net of net of fees after transactions .  Performance is not net of custodial fees, if applicable, or any management or associated fees charged by brokerage firms .  Actual fees for subscribers may vary.

Due to the time critical nature of ETF trading, brokerage fees, and the activity of other investors, ETFSECTORFUNDINVESTING, LLC cannot guarantee that subscribers will mirror or achieve the same performance stated on our track records or promotions. Performance numbers shown are based on trades subscribers could enter based on our guidelines. Past results are not indicative of future performance. No subscriber or potential subscriber should assume or expect that future performance of any investment or strategy will be profitable or equal historical or anticipated performance levels. The information contained in ETFSECTORFUNDINVESTING, LLC trading services is intended for use solely by individual subscribers and is not offered to institutional investment organizations.

Other Fees and Expenses

The investments discussed by ETFSECTORFUNDINVESTING, LLC typically include internal fees and expenses charged by ETFs to their shareholders. These fees and expenses are described in each fund’s prospectus, and will generally include a management fee, internal investment, custodial, and other expenses, and a possible distribution fee. Subscribers should consider all of these fees and charges when deciding whether to invest in any security included as part of the strategies described herein.

LIMITATION ON ETFSECTORFUNDINVESTING, LLC LIABILITY

To the extent not prohibited by law, each subscriber and potential subscriber agrees, as a condition precedent to accessing or using ETFSECTORFUNDINVESTING, LLC’s  website or receiving information provided by ETFSECTORFUNDINVESTING, LLC, to release and hold harmless ETFSECTORFUNDINVESTING, LLC and its directors, officers, shareholders, employees and agents from any and all liability in connection with accessing or using ETFSECTORFUNDINVESTING, LLC’s website or receiving information provided by ETFSECTORFUNDINVESTING, LLC. In all other cases, ETFSECTORFUNDINVESTING, LLC’s liability to a subscriber, whether in contract, tort, negligence, or otherwise, shall be limited in the aggregate to direct and actual damages of the subscriber, not to exceed the fees received by ETFSECTORFUNDINVESTING, LLC from the subscriber.

ETFSECTORFUNDINVESTING, LLC will not be liable for any consequential, incidental, punitive, special, exemplary or indirect damages resulting directly or indirectly from the use of or reliance upon any material provided by ETFSECTORFUNDINVESTING, LLC or derived from ETFSECTORFUNDINVESTING, LLC’s website. Without limitation, ETFSECTORFUNDINVESTING, LLC shall not be responsible or liable for any loss or damages related to, either directly or indirectly, (1) any decline in market value or loss of any investment; (2) a subscriber’s inability to use or any delay in accessing ETFSECTORFUNDINVESTING, LLC website or any other source of material provided by ETFSECTORFUNDINVESTING, LLC; (3) any absence of material on ETFSECTORFUNDINVESTING, LLC website; (4) ETFSECTORFUNDINVESTING, LLC’s failure to deliver or delay in delivering any material or (5) any kind of error in transmission of material. ETFSECTORFUNDINVESTING, LLC and each subscriber acknowledge that, without limitation, the above-enumerated conditions cannot be the probable result of any breach of any agreement between ETFSECTORFUNDINVESTING, LLC and the subscriber.

DISCLAIMER OF WARRANTY ANY AND ALL INFORMATION PROVIDED BY ETFSECTORFUNDINVESTING, LLC OR DERIVED FROM WEBSITE IS PROVIDED “AS IS” WITH NO WARRANTY OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING, WITHOUT LIMITATION, ANY WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE.

ACKNOWLEDGEMENT AND AGREEMENT

Notwithstanding any other agreement or other communications between ETFSECTORFUNDINVESTING, LLC and Subscriber to the contrary, receipt or use of any material provided by ETFSECTORFUNDINVESTING, LLC, at any time and through any means, whether directly or indirectly, represents acknowledgement by such person of this disclaimer and agreement with its terms and conditions.

Any Summary Sheet readers who would like a copy of these “Disclaimers and Disclosures” may request a copy by calling 310-804-6917 or writing to contact@ETFsectorfundinvesting.com, 1180 S. Beverly Dr., #403, Attention: Disclosure, whereupon a copy will be mailed or faxed to such reader.

It is recommended that you maintain in a file, an ongoing list of portfolio holdings and transactions covering 12 month periods that contain the following information: (i) the name of each security recommended, the date and nature of such recommendation (e.g., buy, sell or hold), (ii) the market price at the time of the recommendation and the market price of each such security as of the recent practicable date, and (iii) on webpages showing performance results include the following: “It should not be assumed that recommendations made in the future will be profitable or will equal the performance of securities listed herein.”