There is 1 Fidelity FSSFs listed in the Exchange-Traded Fund (ETF) column because we have yet to find equivalent ETFs to replace them. This FSSF requires a minimum investment of $2,500.00 vs. ETFs that can be purchased in any dollar amount. If the total of your one buy unit (for definition of a buy unit, see Part 1 of "How to Use It") is less than $2,500.00, we recommend the following: Buy the non-Fidelity ETFs that are in buy mode for your buy unit price. Then put half of what is left into SPY and half into QQQ. This will maintain your 12 buys status. When your buy unit amount grows above $2,500.00, rebalance your account and buy the FSSF.

The first OUT signal appears after the close and is usually the result of significant decline on that day. The next day is the first OUT day which we believe many investors see as a buying opportunity and we would expect the market to go UP with increased buying as a result. You would not want to be short that first morning. The phenomenon is often called a ” dead cat bounce”, because even a dead cat will bounce if you drop it from high enough.

It varies, other than looking at the daily summary each day to know if there is any action to be taken the next morning, it takes very little time. On average its probably less than one hour a month.

If the ETF symbol row has a number in the “current buy” column, that ETF is in a “buy” and the number is the gain or loss status for the current buy. If the “cell” or “box” is empty, there is not a buy in that ETF.